Get a Free Vanquis Visa Credit Card

• Whether you've had credit problems in the past - including CCJ's, are on a low income, work part time or just new to credit, we can help. The Vanquis card is just what you've been looking for!
• You'll start with an easy to manage credit limit between £150.00 and £1,000.00.
• You could get a Credit Limit Increase on your fourth statement. Conditions apply, please see below*
• And further increases every four months, up to £3,000. Conditions apply, please see below*
• A friendly UK Customer Service call centre.
• Online and SMS Account Management.

Representative 39.9% APR (variable)

A Vanquis Visa Card will help you strengthen your credit rating

Maybe you're on a low income or retired? Perhaps you've run into difficulties and been left with bad credit? You may simply have no credit history. We assess your personal situation now rather than just turning you away based on the past, then your credit card can help you build your credit rating for the future. So far we have already helped over 1 million people get back on their feet. Why not apply today and join them?

A sensible credit limit to help you stay in control

As a responsible lender, Vanquis Bank will seek to provide you with a credit limit that reflects your needs and your ability to manage your account. As a new customer, you''ll start with an easy to manage credit limit between £150 and £1,000. You could get a credit limit increase on your fourth statement and further increases every 4 months, up to £3,000.00!

To be considered for a credit limit increase, you should make use of your credit limit without going overlimit and make your payments on time. By using your credit limit and keeping your account in order, you demonstrate to us that you can manage your account well and can handle the monthly repayments.

Please also keep your other accounts such as credit cards, loans, catalogues, mobile phone and mortgages in order and don't take on too much debt elsewhere. Please remember this is just a guide and meeting these criteria does not guarantee you a credit limit increase.

A friendly UK Customer Service call centre to give you the support you need

We offer responsible, reliable support when you need it. Our UK customer service agents are always very happy to listen to your needs and help. So apply today and start building your credit rating right away.

A simple online application process

It's easy to apply, it only takes about 5 minutes to apply for a Vanquis Visa Card. We may be able to give you a quick decision within 1 minute, but we will certainly confirm receipt of your application within 1 minute and the next steps involved.

Flexible repayment options

Life is unpredictable at the best of times. And we fully understand that your circumstances can change. That's why our credit card gives you the flexibility to budget, in order to pay off what you can afford each month.

When money's tight, you only need pay off the minimum amount, and when you can pay off more, you can too.

Similarly when you buy any goods with your card. You'll enjoy 56 days interest-free credit on any purchases that you have made if there is no other balance on the account.

Convenient shopping online, over the phone and across the world

A Vanquis Visa Card is the simplest way to buy online and over the phone. It lets you buy things when you need them and pay for them when you've got the money. And it's secure too.

Click here to get your free visa card now